
Ripple (XRP) has long been a dominant player in the crypto market, especially with its strong institutional backing and role in cross-border payments. However, as 2025 approaches, a new challenger, MUTM stands as a platform that is rapidly capturing attention among top XRP holders and it creates anxiety in this group. MUTM differentiates from Ripple by overcoming regulatory challenges since it plans to be the next-generation altcoin offering significant expansion